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High‑Yield Bonds: Income with Real Risk

Educational content only — not financial advice. Canada-first. Independent of any brokerage.

What ‘high‑yield’ means

Below‑investment‑grade corporate debt. Yields compensate for credit risk and economic sensitivity.

Role in a portfolio

Potentially a small satellite allocation for investors who accept drawdowns similar to equities. Not a cash substitute.

Implementation options

Prefer broad, low‑fee HY bond ETFs over single issuers; diversify across sectors and avoid concentration.